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Competitive Call Financial Glossary

What is it? In FP6, for Integrated Projects and Networks of Excellence, not all participants have to be identified already at the start of the contract. In the implementation plan or in the joint programme of activities, tasks and related costs can be defined, for which a participant has to be found later. For choosing new contractors, the consortium has to prepare a competitive call. Details will be fixed in the contract with the Commission.

Finance Term Definition Added By: Joshua

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Other Similar Finance Terms:

Financial Term projections is Projected financial statements showing predicted income, cash flow, and/or balance sheets. Unlike pro forma statements, projections typically cover multiple time periods sometimes as many as five future years.

Financial Term Servicing is The duties of the mortgage banker as a loan correspondent as specified in the servicing agreement for which a fee is received. The collection for an investor of payments, interest, principal, and trust items such as hazard insurance and taxes, on a note by the borrower in accordance with the terms of the note. Servicing also consists of operational procedures covering accounting, bookkeeping, insurance, tax records, loan payment follow-up, delinquency loan follow-up and loan analysis.

Financial Term B through D credit customers is These consumers have less than perfect to bad credit and usually cannot qualify for traditional financing. Also called sub-prime credit customers.

Financial Term default risk is The risk arising from the chance that debtors will not make promised payments either on time or in full. Also called credit risk.

Financial Term LoanToValue RatioLTV is The ratio of the fair market value of an asset to the value of the loan that will finance the purchase. Loan-to-value tells the lender if potential losses due to nonpayment may be recouped by selling the asset.