Roadmap Project Financial Glossary

What is it? Late in FP5 several IST areas launched such projects in preparation for FP6. Most of them plan to metamorphose into proposals to FP6. If one or more exist in a an area, interested parties should contact them.

Finance Term Definition Added By: Chase

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Other Similar Finance Terms:

Financial Term Pensioner is A person who has retired and receives an income from a pension scheme.

Financial Term Contract Preparation Forms is For successful proposals, the Commission will enter into negotiations to prepare a contract. The necessary administrative information from the consortium is collected in a set of forms, called Contract Preparation Forms (CPFs). For preparing these forms, coordinators have to use a software called CPF editor (to be downloaded at http//www.cordis.lu/fp6/find-doc.htm#cpf) . The electronic templates for the CPFs, pre-filled with data from the proposal, will be sent to the coordinator together with the letter opening the contract negotiation.

Financial Term Negative amortization is An increase in the outstanding balance of a loan resulting from the failure of periodic payments to cover required interest charged on the loan. Generally occurs during the first 5 to 10 years of the life of a graduated payment mortgage (GPM) and under indexed loans for which the applicable interest rate may be changed without affecting the monthly payments.

Financial Term AddOn is A transaction to add related equipment to an existing lease. Typically, this term is used when the new equipment is financed using the same lease structure (i.e, Fair Market Value, $1.00 Purchase Option, Fixed Purchase Option, etc.) as was used in the underlying transaction except that the lease term for the add-on is set so that it expires coterminously with (on the same date as) the original transaction.

Financial Term Nominal Interest Rate is Interest as expressed in money terms. See real interest rate