Public Company Financial Glossary

What is it? A company that has shares that investors are able to acquire in the open market.

Finance Term Definition Added By: Patrick

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Other Similar Finance Terms:

Financial Term operations risk is The risk to the bank that errors made in the course of conducting its business will result in losses. The Federal Reserve calls this operational risk and states in its definition that operational risk arises from the potential that inadequate information systems, operational problems, breaches in internal controls, fraud, or unforeseen catastrophes will result in unexpected losses. The Office of the Comptroller of the Currency calls this transaction risk and defines it as the risk to earnings or capital from problems with service or product delivery. Operations risk is covered under Basel II pillar I.

Financial Term Subsidiary is A company owned or controlled by another company. Pacific Trust Bank is a subsidiary of First PacTrust Bancorp, Inc.

Financial Term eInclusion is ICT assistance for disabled and elderly communities

Financial Term Previous Balance is An interest calculation method used by some credit card issuers where finance charges are based on the amount owed at the end of the previous billing cycle.

Financial Term Interestfree Credit is A type of credit offered by stores where you pay for your purchases in equal instalments over a set period of time, usually 6 to 12 months, and on which no interest is added.