Net Loans Financial Glossary
What is it? The net impact on cash of the companys financing strategy via short and long term loans.Finance Term Definition Added By: Kaitlyn
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Other Similar Finance Terms:
Financial Term Pension Mortgage is This is an interest only mortgage which is supported by a Personal Pension Plan. Interest only is paid to the lender and in addition premiums are paid into a Personal Pension Plan. On retirement a portion of the personal pension fund can be taken as a tax free cash sum and it is this cash lump sum (or a part of it) which is used to repay the mortgage debt. The disadvantage of this type of mortgage is that the mortgage term must run through to anticipated retirement age (for the younger borrower this could exceed 25 years) and part of the retirement fund is used to repay the mortgage debt. The advantage is that the pension premiums attract tax relief at the borrowers highest rate.Financial Term Mortgage valuation is A valuation, carried out by your mortgage lender, of the property that you want to buy.
Financial Term Unsecured Debt is Debt, such as most credit cards, that is not secured with collateral. Compare to secured debt.
Financial Term Exceptional items is Any item that is part of the ordinary activities of a company, but which, due to its size or nature needs to be disclosed if the accounts are to give a true and fair view of the companys financial position.
Financial Term Broker Forecasts is Brokers estimate the future performance of a company usually based on key indicators pre-tax profit, EPS and DPS. Two future year estimates are shown for each UK-registered company (the current and next financial period). These figures are used to calculate the forecast consensus of all brokers for an individual company.